--- title: The Insurance Benefits of Having a Security & Fire Monitoring System description: Learn how having a fire and security monitoring system in your home and business can save you money. image: https://www.agmonitoring.com/hubfs/Images/Blog%20Assets/Facebook%20Size%20Banner%20Images%20%28Blog%29/The%20Insurance%20Benefits%20of%20Having%20a%20Security%20%26%20Fire%20Monitoring%20System_fb.png --- [![AG_Logo_BecklarCo_white](https://www.agmonitoring.com/hs-fs/hubfs/Images/Logos/AG%20Logos/AG_Logo_BecklarCo_white.png?width=657&height=178&name=AG_Logo_BecklarCo_white.png "AG_Logo_BecklarCo_white")](https://agmonitoring.com) [![Dealer](https://no-cache.hubspot.com/cta/default/4280184/9ec27b82-55c0-4206-800b-604843cece9a.png)](https://cta-redirect.hubspot.com/cta/redirect/4280184/9ec27b82-55c0-4206-800b-604843cece9a) ** ** ** #### [![Security_icon](https://www.agmonitoring.com/hs-fs/hubfs/Images/Icons/Icons%20for%20Main%20Navigation%20Bar/Industries/Security_icon.png?width=201&name=Security_icon.png) Security](https://www.agmonitoring.com/industries/wholesale-security-monitoring) #### [![Fire_icon](https://www.agmonitoring.com/hs-fs/hubfs/Images/Icons/Icons%20for%20Main%20Navigation%20Bar/Industries/Fire_icon.png?width=201&name=Fire_icon.png) Fire](https://www.agmonitoring.com/industries/fire-alarm-monitoring) #### [![PERS_icon](https://www.agmonitoring.com/hs-fs/hubfs/Images/Icons/Icons%20for%20Main%20Navigation%20Bar/Industries/PERS_icon.png?width=200&name=PERS_icon.png) PERS](https://www.agmonitoring.com/industries/pers-monitoring) #### [![IoT_icon](https://www.agmonitoring.com/hs-fs/hubfs/Images/Icons/Icons%20for%20Main%20Navigation%20Bar/Industries/IoT_icon.png?width=201&name=IoT_icon.png) IOT](https://www.agmonitoring.com/industries/iot-internet-of-things) #### [![Professional_Monitoring_icon](https://www.agmonitoring.com/hs-fs/hubfs/Images/Icons/Icons%20for%20Main%20Navigation%20Bar/Services/Professional_Monitoring_icon.png?width=150&name=Professional_Monitoring_icon.png) Professional Monitoring](https://www.agmonitoring.com/services/professional-monitoring) #### [![Cloud_Monitoring_icon](https://www.agmonitoring.com/hs-fs/hubfs/Images/Icons/Icons%20for%20Main%20Navigation%20Bar/Services/Cloud_Monitoring_icon.png?width=150&name=Cloud_Monitoring_icon.png) Cloud Monitoring Platform](https://www.agmonitoring.com/services/cloud-monitoring-platform) #### [![Hybrid_Monitoring_icon](https://www.agmonitoring.com/hs-fs/hubfs/Images/Icons/Icons%20for%20Main%20Navigation%20Bar/Services/Hybrid_Monitoring_icon.png?width=150&name=Hybrid_Monitoring_icon.png) Hybrid Monitoring](https://www.agmonitoring.com/services/hybrid-central-monitoring-services) #### [![Articles_icon](https://www.agmonitoring.com/hs-fs/hubfs/Images/Icons/Icons%20for%20Main%20Navigation%20Bar/Resources/Articles_icon.png?width=150&name=Articles_icon.png) Articles](https://www.agmonitoring.com/blog/industry-news) #### [![Webinar_icon](https://www.agmonitoring.com/hs-fs/hubfs/Images/Icons/Icons%20for%20Main%20Navigation%20Bar/Resources/Webinar_icon.png?width=150&name=Webinar_icon.png) Webinars](https://www.agmonitoring.com/resources?resourceSearch=&topicType=show-all&contentType=1) #### [![Heros_icon](https://www.agmonitoring.com/hs-fs/hubfs/Images/Icons/Icons%20for%20Main%20Navigation%20Bar/Resources/Heros_icon.png?width=150&name=Heros_icon.png) Hero Stories](https://www.agmonitoring.com/blog/ag-news) #### [![Marketing_icon](https://www.agmonitoring.com/hs-fs/hubfs/Images/Icons/Icons%20for%20Main%20Navigation%20Bar/Resources/Marketing_icon.png?width=150&name=Marketing_icon.png) Marketing Toolkit](https://www.agmonitoring.com/resources/marketing-toolkit) #### [![About_Us_icon](https://www.agmonitoring.com/hs-fs/hubfs/Images/Icons/Icons%20for%20Main%20Navigation%20Bar/Company/About_Us_icon.png?width=200&name=About_Us_icon.png) About Us](https://www.agmonitoring.com/company) #### [![Careers_icon](https://www.agmonitoring.com/hs-fs/hubfs/Images/Icons/Icons%20for%20Main%20Navigation%20Bar/Company/Careers_icon.png?width=200&name=Careers_icon.png) Careers](https://www.agmonitoring.com/company/careers) #### [![Partners_icon](https://www.agmonitoring.com/hs-fs/hubfs/Images/Icons/Icons%20for%20Main%20Navigation%20Bar/Company/Partners_icon.png?width=200&name=Partners_icon.png) Partners](https://www.agmonitoring.com/company/partners) #### [![Credentials_icon](https://www.agmonitoring.com/hs-fs/hubfs/Images/Icons/Icons%20for%20Main%20Navigation%20Bar/Company/Credentials_icon.png?width=200&name=Credentials_icon.png) Credentials](https://www.agmonitoring.com/company/credentials) [![AG_Logo_BecklarCo](https://www.agmonitoring.com/hs-fs/hubfs/Images/Logos/AG%20Logos/AG_Logo_BecklarCo.png?width=657&height=178&name=AG_Logo_BecklarCo.png "AG_Logo_BecklarCo")](https://agmonitoring.com) [![Dealer](https://no-cache.hubspot.com/cta/default/4280184/841fca42-41df-4209-a163-3297156a61c3.png)](https://cta-redirect.hubspot.com/cta/redirect/4280184/841fca42-41df-4209-a163-3297156a61c3) ** ** **   #### [![Security_icon](https://www.agmonitoring.com/hs-fs/hubfs/Images/Icons/Icons%20for%20Main%20Navigation%20Bar/Industries/Security_icon.png?width=201&name=Security_icon.png) Security](https://www.agmonitoring.com/industries/wholesale-security-monitoring) #### [![Fire_icon](https://www.agmonitoring.com/hs-fs/hubfs/Images/Icons/Icons%20for%20Main%20Navigation%20Bar/Industries/Fire_icon.png?width=201&name=Fire_icon.png) Fire](https://www.agmonitoring.com/industries/fire-alarm-monitoring) #### [![PERS_icon](https://www.agmonitoring.com/hs-fs/hubfs/Images/Icons/Icons%20for%20Main%20Navigation%20Bar/Industries/PERS_icon.png?width=200&name=PERS_icon.png) PERS](https://www.agmonitoring.com/industries/pers-monitoring) #### [![IoT_icon](https://www.agmonitoring.com/hs-fs/hubfs/Images/Icons/Icons%20for%20Main%20Navigation%20Bar/Industries/IoT_icon.png?width=201&name=IoT_icon.png) IOT](https://www.agmonitoring.com/industries/iot-internet-of-things) #### [![Professional_Monitoring_icon](https://www.agmonitoring.com/hs-fs/hubfs/Images/Icons/Icons%20for%20Main%20Navigation%20Bar/Services/Professional_Monitoring_icon.png?width=150&name=Professional_Monitoring_icon.png) Professional Monitoring](https://www.agmonitoring.com/services/professional-monitoring) #### [![Cloud_Monitoring_icon](https://www.agmonitoring.com/hs-fs/hubfs/Images/Icons/Icons%20for%20Main%20Navigation%20Bar/Services/Cloud_Monitoring_icon.png?width=150&name=Cloud_Monitoring_icon.png) Cloud Monitoring Platform](https://www.agmonitoring.com/services/cloud-monitoring-platform) #### [![Hybrid_Monitoring_icon](https://www.agmonitoring.com/hs-fs/hubfs/Images/Icons/Icons%20for%20Main%20Navigation%20Bar/Services/Hybrid_Monitoring_icon.png?width=150&name=Hybrid_Monitoring_icon.png) Hybrid Monitoring](https://www.agmonitoring.com/services/hybrid-central-monitoring-services) #### [![Video_Monitoring_icon](https://www.agmonitoring.com/hs-fs/hubfs/Images/Icons/Video_Monitoring_icon.png?width=150&height=150&name=Video_Monitoring_icon.png) Video Monitoring](https://www.agmonitoring.com/services/features/interactive-video-monitoring) #### [![Articles_icon](https://www.agmonitoring.com/hs-fs/hubfs/Images/Icons/Icons%20for%20Main%20Navigation%20Bar/Resources/Articles_icon.png?width=150&name=Articles_icon.png) Articles](https://www.agmonitoring.com/blog/industry-news) #### [![Webinar_icon](https://www.agmonitoring.com/hs-fs/hubfs/Images/Icons/Icons%20for%20Main%20Navigation%20Bar/Resources/Webinar_icon.png?width=150&name=Webinar_icon.png) Webinars](https://www.agmonitoring.com/resources/webinars) #### [![Heros_icon](https://www.agmonitoring.com/hs-fs/hubfs/Images/Icons/Icons%20for%20Main%20Navigation%20Bar/Resources/Heros_icon.png?width=150&name=Heros_icon.png) Hero Stories](https://www.agmonitoring.com/blog/ag-news) #### [![Marketing_icon](https://www.agmonitoring.com/hs-fs/hubfs/Images/Icons/Icons%20for%20Main%20Navigation%20Bar/Resources/Marketing_icon.png?width=150&name=Marketing_icon.png) Marketing Toolkit](https://www.agmonitoring.com/resources/marketing-toolkit) Search this site on Google Search Google **Menu** ** ** [![Dealer](https://no-cache.hubspot.com/cta/default/4280184/841fca42-41df-4209-a163-3297156a61c3.png)](https://cta-redirect.hubspot.com/cta/redirect/4280184/841fca42-41df-4209-a163-3297156a61c3) [![Resource Center](https://no-cache.hubspot.com/cta/default/4280184/513a68dd-c45b-41e9-a4a6-21e4417689ee.png)](https://cta-redirect.hubspot.com/cta/redirect/4280184/513a68dd-c45b-41e9-a4a6-21e4417689ee) ![](https://www.agmonitoring.com/hubfs/Images/Blog%20Assets/Banner%20Images%20(Blog)/The%20Insurance%20Benefits%20of%20Having%20a%20Security%20%26%20Fire%20Monitoring%20System.png) [Security/Fire](https://www.agmonitoring.com/blog/industry-news/tag/security-fire) 2 min read # The Insurance Benefits of Having a Security & Fire Monitoring System Written by [Jonathan Knoder](https://www.agmonitoring.com/blog/industry-news/author/jonathan-knoder) Nov 19, 2019 8:00:00 AM There are many incentives to having a security and or fire monitoring system installed in your business or home. Obvious ones include 24/7 watch over your possessions and loved ones, and peace of mind. But many people don’t realize that spending the money upfront to get a system installed can ultimately save you plenty of money in the long run through insurance discounts. ## Insurance Benefits Insurance companies like to stack the deck in their favor. For instance, a healthy person is more likely to have cheaper premiums because they are at less risk of a health episode. The insurance company rewards the person with cheaper prices because the person is less likely to use the insurance. The same goes for home and business owners. You can receive up to a 20% discount on your homeowners or business insurance policy by installing a security or fire system in your property. A study conducted by the UNC Charlotte concluded that 60% of would be burglars wouldn’t break into a home if they knew it had an alarm system. Insurance companies look at these statistics and see the potential of a potential break-in significantly drops when a property has the protection of a security alarm monitoring system. Thus, the insurance company rewards the person with a discount, because this ultimately helps the insurance company. It’s a win-win for both parties. Consider this scenario: your business policy is $428, or $36 dollars a month. With a 20% discount, you’ll save $85, or $7 a month. You can look at it like your new policy costs $343, or $29 dollars a month. That might not seem like a lot now, but over a ten year period, you’ll have saved $850 dollars on your policy. That is a substantial amount. Free money is free money. You and your business should take advantage of these potential savings. ## Additional Benefits of Having a Security & Fire Alarm System According to the [Insurance Information Institute](https://www.iii.org/fact-statistic/facts-statistics-fire), Fire accounted for 11.1 billion dollars in property damage in 2018. That was the result of 499,000 structure fires that year. Fires can happen anywhere at any time. The benefits of having a fire alarm monitoring system can’t be ignored. A [fire alarm system provides 24-hour protection](https://www.agmonitoring.com/blog/industry-news/does-a-fire-alarm-need-to-be-monitored) from a fire. Houses and businesses with fire alarms are more likely to get dispatch faster to the property than places without. This reduces the potential amount of property damage and can [save lives](https://www.agmonitoring.com/blog/ag-news/kitchen-fire-affects-entire-apartment-complex). The average cost of valuables and cash stolen in a burglary is $2,416, according to [safehome.org](https://www.safehome.org/resources/burglary-statistics/). That is an average taken from the 1,401,840 reported burglaries in 2017. Burglaries can happen at any time. A security system, like a fire alarm system, provides 24-7 protection for your family and belongings. Having a system literally prevents over half of all burglaries and provides peace of mind that you, your valuables and your loved ones are protected. You can see how much it will cost your business to have AvantGuard monitor your system using our [pricing tool](https://www.agmonitoring.com/pricing). This provides a convenient way to see how our [services](https://www.agmonitoring.com/services) can benefit you in a cost effective way. [Reach out](https://www.agmonitoring.com/) for more information. ## A Great Offer, Just a Click Away Lorem ipsum dolor sit amet, consectetur adipiscing elit ![](https://cdn2.hubspot.net/hub/273774/hubfs/mp/themes/Act-Theme/images/act-sample-opa1.jpg?width=900&name=act-sample-opa1.jpg) ** Take advantage of our robust library of industry and AG related news, articles, webinars and other resources available through our [resource center](https://www.agmonitoring.com/resources/resource-center) to enhance your success.  You will also discover valuable insights and content you can share with your subscribers through your website, newsletters, and emails. Receive more useful content like this by signing up for our weekly AG Newsletter below: Previous Story [← The Surprising Results of Security Systems](https://www.agmonitoring.com/blog/industry-news/the-surprising-results-of-security-systems) [** ](https://www.agmonitoring.com/blog/industry-news) Next Story [The AG Update: Ep. 33 →](https://www.agmonitoring.com/blog/industry-news/the-ag-update-ep-33) **AvantGuard Monitoring Centers, LLC. | P.O. Box 15022 | Ogden, UT 84415 | Office: (877) 206-9141 | Fax: (801) 781-6133** ###### [Industries](https://www.agmonitoring.com/industries) [Security](https://www.agmonitoring.com/industries/wholesale-security-monitoring) [Fire](https://www.agmonitoring.com/industries/fire-alarm-monitoring) [PERS](https://www.agmonitoring.com/industries/pers-monitoring) [IoT](https://www.agmonitoring.com/industries/iot-internet-of-things) ###### [Services](https://www.agmonitoring.com/services) [Pricing](https://www.agmonitoring.com/services/features/dealer-pricing-estimates) [Features](https://www.agmonitoring.com/services/features/) [Professional](https://www.agmonitoring.com/services/professional-monitoring) [Cloud](https://www.agmonitoring.com/services/cloud-monitoring-platform) [Hybrid](https://www.agmonitoring.com/services/hybrid-central-monitoring-services) [Technology](https://www.agmonitoring.com/company/central-station-technology) [Migration](https://www.agmonitoring.com/company/account-migration-process) [Cybersecurity](https://www.agmonitoring.com/resources/cybersecurity) [Integrations](https://www.agmonitoring.com/integrations) [Crash Detection](https://www.agmonitoring.com/industries/iot-monitoring/crash-detection) ###### [Resources](https://www.agmonitoring.com/resources) [Resource Center](https://www.agmonitoring.com/resources/resource-center) [Articles](https://www.agmonitoring.com/blog/industry-news) [Webinars](https://www.agmonitoring.com/resources/webinars) [AG Hero Stories](https://www.agmonitoring.com/blog/ag-news) [Glossary](https://www.agmonitoring.com/resources/alarm-glossary) [Help Center](https://avantguard.zendesk.com/hc/en-us) ###### [Company](https://www.agmonitoring.com/company) [About Us](https://www.agmonitoring.com/company) [Careers](https://www.agmonitoring.com/company/careers) [Partners](https://www.agmonitoring.com/company/partners) [Awards](https://www.agmonitoring.com/awards) [Credentials](https://www.agmonitoring.com/company/credentials) ###### [Legal](https://www.agmonitoring.com/legal) [Licensing](https://www.agmonitoring.com/licensing) [Privacy Policy](https://www.agmonitoring.com/legal/privacy-policy) [Your Privacy Choices](https://becklar.com/privacy-request/) [Terms & Conditions](https://www.agmonitoring.com/legal/terms-conditions) **Download The AG App ** ![applestore_white](https://www.agmonitoring.com/hubfs/applestore_white.png) ![googleplay_white](https://www.agmonitoring.com/hubfs/googleplay_white.png) ** ** [![Contact Us](https://no-cache.hubspot.com/cta/default/4280184/6b891a2e-39fc-4b00-a66e-a8da2af5ba99.png)](https://cta-redirect.hubspot.com/cta/redirect/4280184/6b891a2e-39fc-4b00-a66e-a8da2af5ba99) Copyright © 2019 AvantGuard Monitoring, LLC. All Rights Reserved. [![tma-5-diamond-logo_white](https://www.agmonitoring.com/hs-fs/hubfs/Images/Logos/Certification%20Logos/tma-5-diamond-logo_white.png?width=200&name=tma-5-diamond-logo_white.png "tma-5-diamond-logo_white")](https://www.agmonitoring.com/company/credentials) [![ul-logo_white](https://www.agmonitoring.com/hs-fs/hubfs/Images/Logos/Certification%20Logos/ul-logo_white.png?width=200&name=ul-logo_white.png "ul-logo_white")](https://www.agmonitoring.com/company/credentials) [![fm-approval-logo_white](https://www.agmonitoring.com/hs-fs/hubfs/Images/Logos/Certification%20Logos/fm-approval-logo_white.png?width=200&name=fm-approval-logo_white.png "fm-approval-logo_white")](https://www.agmonitoring.com/company/credentials) ```json { "@context" : "https://schema.org", "@type" : "BlogPosting", "author" : { "@type" : "Person", "name" : "Jonathan Knoder", "url" : "https://www.agmonitoring.com/blog/industry-news/author/jonathan-knoder" }, "dateModified" : "2019-11-19T15:00:00.863Z", "datePublished" : "2019-11-19T15:00:00.000Z", "headline" : "The Insurance Benefits of Having a Security & Fire Monitoring System", "image" : [ "https://www.agmonitoring.com/hubfs/Images/Blog%20Assets/Facebook%20Size%20Banner%20Images%20%28Blog%29/The%20Insurance%20Benefits%20of%20Having%20a%20Security%20&%20Fire%20Monitoring%20System_fb.png" ], "mainEntityOfPage" : { "@id" : "https://www.agmonitoring.com/blog/industry-news/the-insurance-benefits-of-having-a-security-fire-monitoring-system", "@type" : "WebPage" }, "publisher" : { "@type" : "Organization", "logo" : { "@type" : "ImageObject", "url" : "https://www.agmonitoring.com/hubfs/1-Becklar_Master%20(15).png" }, "name" : "Becklar Monitoring" } } ``` ```json { "@context" : "http://schema.org", "@type" : "Organization", "alternateName" : "AvantGuard", "contactPoint" : { "@type" : "ContactPoint", "areaServed" : "US", "availableLanguage" : "English", "contactOption" : "TollFree", "contactType" : "customer service", "telephone" : "+18772069141" }, "logo" : "https://cdn2.hubspot.net/hubfs/4280184/Website%20Assets/Logos/logo.png", "name" : "AvantGuard Monitoring Centers", "sameAs" : [ "https://www.facebook.com/AvantGuardMon/", "https://twitter.com/avantguardmon", "https://www.instagram.com/avantguardmon/", "https://www.linkedin.com/company/avantguard-monitoring-centers" ], "url" : "https://agmonitoring.com" } ``` ```json { "@context" : "http://schema.org", "@id" : "", "@type" : "ProfessionalService", "address" : { "@type" : "PostalAddress", "addressCountry" : "", "addressLocality" : "Ogden", "postalCode" : "84403", "streetAddress" : "4699 Harrison Blvd." }, "geo" : { "@type" : "GeoCoordinates", "latitude" : 41.1780108, "longitude" : -111.9500321 }, "image" : "https://cdn2.hubspot.net/hubfs/4280184/Website%20Assets/Logos/logo.png", "name" : "AvantGuard Monitoring Centers", "openingHoursSpecification" : { "@type" : "OpeningHoursSpecification", "closes" : "23:59", "dayOfWeek" : [ "Monday", "Tuesday", "Wednesday", "Thursday", "Friday", "Saturday", "Sunday" ], "opens" : "00:00" }, "priceRange" : "$$$", "sameAs" : [ "https://www.facebook.com/AvantGuardMon/", "https://twitter.com/avantguardmon", "https://www.instagram.com/avantguardmon/", "https://www.linkedin.com/company/avantguard-monitoring-centers" ], "telephone" : "8772069141", "url" : "https://www.agmonitoring.com/" } ``` ```json { "@context" : "http://schema.org", "@id" : "#website", "@type" : "WebSite", "name" : "AvantGuard Monitoring", "potentialAction" : { "@type" : "SearchAction", "query-input" : "required name=search_term_string", "target" : "https://www.agmonitoring.com/?s={search_term_string}" }, "url" : "https://www.agmonitoring.com/" } ``` ```json // ```