--- title: Consumer Lending Provides an Alternate Equipment Opportunity for Dealers description: Learn how dealers can separate equipment and service agreements to benefit both your business and the customer. image: https://www.agmonitoring.com/hubfs/Images/Blog%20Assets/Facebook%20Size%20Banner%20Images%20%28Blog%29/consumer%20lending%20provides%20an%20alternative%20equipment%20opportunity%20for%20dealers_fb.png --- [![AG_Logo_BecklarCo_white](https://www.agmonitoring.com/hs-fs/hubfs/Images/Logos/AG%20Logos/AG_Logo_BecklarCo_white.png?width=657&height=178&name=AG_Logo_BecklarCo_white.png "AG_Logo_BecklarCo_white")](https://agmonitoring.com) [![Dealer](https://no-cache.hubspot.com/cta/default/4280184/9ec27b82-55c0-4206-800b-604843cece9a.png)](https://cta-redirect.hubspot.com/cta/redirect/4280184/9ec27b82-55c0-4206-800b-604843cece9a) ** ** ** #### 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Center](https://no-cache.hubspot.com/cta/default/4280184/513a68dd-c45b-41e9-a4a6-21e4417689ee.png)](https://cta-redirect.hubspot.com/cta/redirect/4280184/513a68dd-c45b-41e9-a4a6-21e4417689ee) ![](https://www.agmonitoring.com/hubfs/Images/Blog%20Assets/Banner%20Images%20(Blog)/consumer%20lending%20provides%20an%20alternative%20equipment%20opportunity%20for%20dealers.jpg) [Business Development](https://www.agmonitoring.com/blog/industry-news/tag/business-development) | [Security/Fire](https://www.agmonitoring.com/blog/industry-news/tag/security-fire) 2 min read # Consumer Lending Provides an Alternate Equipment Opportunity for Dealers Written by [Jonathan Knoder](https://www.agmonitoring.com/blog/industry-news/author/jonathan-knoder) Dec 10, 2019 8:00:00 AM Dealers often package services and equipment together in one contract, but this structure can cause a handful of problems for both the dealer and the customer. For the customer, this can lock them into equipment plans with devices they may not need, completely hindering any flexibility with the tech that is most suitable for their needs. And for the alarm monitoring company dealer, this type of contract can reduce RMR. In 2017, one company in the security industry separated equipment and services and have been reaping the benefits ever since. ## Vivint Flex Pay Vivint introduced Vivint Flex Pay in 2017. This new plan allowed for qualifying customers to access 0% APR interest through Citizens Bank. Think about it in the way that cell phone providers separate the phone and the service. “By separating the purchase of products and services, we’re providing greater flexibility for consumers as their needs evolve,” said Alex Dunn, President of Vivint Smart Home. ## How Does This Change The Way Security Dealers Provide Service? By separating the two, dealers will no longer lose out on money from tying premium equipment to services. Also, a ton of money is lost on equipment failures and installations, which are generally included in agreements that include both services and products. It costs any security dealer money to send a technician out to a house for an install or repair. So, if that is included in the deal along with equipment, the dealer is automatically losing money for the installation. How does this help the customer? First, the financing is interest free. Also, they don’t have to worry about paying extra on equipment as interest piles up. So, customers won’t need to come up with the lump some for the equipment from the jump. But if they want to pay for everything up front, they are able to do so as well. Finally, customers are no longer tied to specific equipment. This allows them to add and subtract equipment as their needs evolve. ## What Can Other Dealers Learn From Vivint? Vivint saw a way to help their business and their customers in an unconventional way. They looked for ways that other industries offered electronics and services and applied it to their own. Dealers have to constantly look for [ways to stay relevant in a changing security market](https://www.agmonitoring.com/blog/industry-news/how-dealers-can-stay-relevant-in-a-changing-security-market), or they might find the market moving on without them. For dealers who want an alarm monitoring company that constantly looks for ways to innovate and stay ahead of the curve, reach out to AvantGuard to see what services we can provide you and your customers. ## A Great Offer, Just a Click Away Lorem ipsum dolor sit amet, consectetur adipiscing elit ![](https://cdn2.hubspot.net/hub/273774/hubfs/mp/themes/Act-Theme/images/act-sample-opa1.jpg?width=900&name=act-sample-opa1.jpg) ** Take advantage of our robust library of industry and AG related news, articles, webinars and other resources available through our [resource center](https://www.agmonitoring.com/resources/resource-center) to enhance your success.  You will also discover valuable insights and content you can share with your subscribers through your website, newsletters, and emails. Receive more useful content like this by signing up for our weekly AG Newsletter below: Previous Story [← Fire Monitoring During the Holiday Season](https://www.agmonitoring.com/blog/industry-news/fire-monitoring-during-the-holiday-season) [** ](https://www.agmonitoring.com/blog/industry-news) Next Story [Security Market Trends: Business Email Compromise →](https://www.agmonitoring.com/blog/industry-news/security-market-trends-business-email-compromise) ## You May Also Like These Stories on Business Development [Business Development](https://www.agmonitoring.com/blog/industry-news/tag/business-development) ### [A Familiar Dealer App with Powerful New Enhancements](https://www.agmonitoring.com/blog/industry-news/dealer-app-enhancements) Jul 26, 2024 4:01:39 PM 3 min read [Business Development](https://www.agmonitoring.com/blog/industry-news/tag/business-development) ### [Becklar Enterprise Monitoring Honored at ESA’s 2024 Electronic Security Expo](https://www.agmonitoring.com/blog/industry-news/enterprise-monitoring-awards-esa-2024) Jun 18, 2024 1:41:51 PM 2 min read [Business Development](https://www.agmonitoring.com/blog/industry-news/tag/business-development) ### [Easy Account Migration for Dealers and Integrators](https://www.agmonitoring.com/blog/industry-news/easy-account-migration-for-dealers-and-integrators) Jun 4, 2024 1:30:48 PM 4 min read **AvantGuard Monitoring Centers, LLC. | P.O. 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[![tma-5-diamond-logo_white](https://www.agmonitoring.com/hs-fs/hubfs/Images/Logos/Certification%20Logos/tma-5-diamond-logo_white.png?width=200&name=tma-5-diamond-logo_white.png "tma-5-diamond-logo_white")](https://www.agmonitoring.com/company/credentials) [![ul-logo_white](https://www.agmonitoring.com/hs-fs/hubfs/Images/Logos/Certification%20Logos/ul-logo_white.png?width=200&name=ul-logo_white.png "ul-logo_white")](https://www.agmonitoring.com/company/credentials) [![fm-approval-logo_white](https://www.agmonitoring.com/hs-fs/hubfs/Images/Logos/Certification%20Logos/fm-approval-logo_white.png?width=200&name=fm-approval-logo_white.png "fm-approval-logo_white")](https://www.agmonitoring.com/company/credentials) ```json { "@context" : "https://schema.org", "@type" : "BlogPosting", "author" : { "@type" : "Person", "name" : "Jonathan Knoder", "url" : "https://www.agmonitoring.com/blog/industry-news/author/jonathan-knoder" }, "dateModified" : "2020-01-22T18:07:32.907Z", "datePublished" : "2019-12-10T15:00:00.000Z", "headline" : "Consumer Lending Provides an Alternate Equipment Opportunity for Dealers", "image" : [ "https://www.agmonitoring.com/hubfs/Images/Blog%20Assets/Facebook%20Size%20Banner%20Images%20%28Blog%29/consumer%20lending%20provides%20an%20alternative%20equipment%20opportunity%20for%20dealers_fb.png" ], "mainEntityOfPage" : { "@id" : "https://www.agmonitoring.com/blog/industry-news/consumer-lending-provides-an-alternate-equipment-opportunity-for-dealers", "@type" : "WebPage" }, "publisher" : { "@type" : "Organization", "logo" : { "@type" : "ImageObject", "url" : "https://www.agmonitoring.com/hubfs/1-Becklar_Master%20(15).png" }, "name" : "Becklar Monitoring" } } ``` ```json { "@context" : "http://schema.org", "@type" : "Organization", "alternateName" : "AvantGuard", "contactPoint" : { "@type" : "ContactPoint", "areaServed" : "US", "availableLanguage" : "English", "contactOption" : "TollFree", "contactType" : "customer service", "telephone" : "+18772069141" }, "logo" : "https://cdn2.hubspot.net/hubfs/4280184/Website%20Assets/Logos/logo.png", "name" : "AvantGuard Monitoring Centers", "sameAs" : [ "https://www.facebook.com/AvantGuardMon/", "https://twitter.com/avantguardmon", "https://www.instagram.com/avantguardmon/", "https://www.linkedin.com/company/avantguard-monitoring-centers" ], "url" : "https://agmonitoring.com" } ``` ```json { "@context" : "http://schema.org", "@id" : "", "@type" : "ProfessionalService", "address" : { "@type" : "PostalAddress", "addressCountry" : "", "addressLocality" : "Ogden", "postalCode" : "84403", "streetAddress" : "4699 Harrison Blvd." }, "geo" : { "@type" : "GeoCoordinates", "latitude" : 41.1780108, "longitude" : -111.9500321 }, "image" : "https://cdn2.hubspot.net/hubfs/4280184/Website%20Assets/Logos/logo.png", "name" : "AvantGuard Monitoring Centers", "openingHoursSpecification" : { "@type" : "OpeningHoursSpecification", "closes" : "23:59", "dayOfWeek" : [ "Monday", "Tuesday", "Wednesday", "Thursday", "Friday", "Saturday", "Sunday" ], "opens" : "00:00" }, "priceRange" : "$$$", "sameAs" : [ "https://www.facebook.com/AvantGuardMon/", "https://twitter.com/avantguardmon", "https://www.instagram.com/avantguardmon/", "https://www.linkedin.com/company/avantguard-monitoring-centers" ], "telephone" : "8772069141", "url" : "https://www.agmonitoring.com/" } ``` ```json { "@context" : "http://schema.org", "@id" : "#website", "@type" : "WebSite", "name" : "AvantGuard Monitoring", "potentialAction" : { "@type" : "SearchAction", "query-input" : "required name=search_term_string", "target" : "https://www.agmonitoring.com/?s={search_term_string}" }, "url" : "https://www.agmonitoring.com/" } ``` ```json // ```